Treasury Manager

1. Cash Flow & Liquidity Management

• Prepare daily, weekly, monthly, and annual cash flow forecasts.
• Monitor cash positions across bank accounts and business units.
• Ensure adequate liquidity for operational and strategic requirements.
• Optimize cash utilization and minimize idle funds.
• Manage inter-company funding and cash pooling arrangements.

2. Working Capital Management

• Monitor receivables, payables, and inventory funding requirements.
• Improve cash conversion cycle through effective treasury strategies.
• Coordinate with Finance, Procurement, Sales, and Operations to optimize working capital.

3. Banking & Financial Institutions

• Develop and maintain relationships with banks and financial institutions.
• Negotiate banking facilities, service charges, interest rates, and transaction fees.
• Manage bank accounts, mandates, and authorized signatories.
• Evaluate banking products and digital payment solutions.

4. Borrowings & Funding

• Manage short-term and long-term borrowings.
• Arrange working capital facilities, term loans, and trade finance instruments.
• Monitor loan covenants and repayment schedules.
• Support debt refinancing and capital raising initiatives.

5. Foreign Exchange & Risk Management

• Monitor foreign currency exposures.
• Execute FX transactions, hedging strategies, and derivative contracts.
• Manage interest rate and commodity price risks where applicable.
• Ensure compliance with treasury risk management policies.

6. Investments

• Invest surplus funds in accordance with approved investment policies.
• Monitor investment performance and maturity schedules.
• Balance returns, liquidity, and risk.

7. Treasury Operations

• Oversee payment processing and fund transfers.
• Monitor electronic banking platforms.
• Ensure accuracy and security of treasury transactions.
• Maintain treasury records and documentation.

8. Compliance & Governance

• Ensure compliance with RBI regulations, FEMA guidelines, and banking requirements.
• Maintain treasury controls and authorization matrices.
• Support statutory, internal, and bank audits.
• Ensure compliance with company treasury policies.

9. Financial Reporting

• Prepare treasury dashboards and MIS reports.
• Report cash flow, debt position, liquidity, investments, and banking metrics.
• Analyze financing costs and treasury performance.
• Present reports to senior management.

10. Systems & Process Improvement

• Implement treasury management systems (TMS).
• Automate treasury processes.
• Improve cash forecasting accuracy.
• Enhance treasury controls and operational efficiency.